Bad credit loans with no guarantor – What are the possibilities?

No guarantor loans are a type of short-term loans. These funding sources are perfect for serving two conditions. One is when you want to borrow money but cannot arrange a backing for the loan application. Second is when you want to take out a loan but do not wish to provide a guarantor. In both cases, the ultimate solution is one, and that is loans without guarantor obligation.

What if I want to borrow with bad credit?

When you want to borrow funds and do not have a good credit rating, your application is inclined to be rejected. However, you need to see the other side of the coin. The new-age lending, which has successfully made a place in financial lives, has a possible solution to such problems.

As a private lender, British Lenders endeavours to provide you with funds beyond your credit score status. We offer bad credit loans with no guarantor in the UK, as a remedy to stressful financial circumstances. The customisation feature is prevalent among our all loan deals to facilitate inexpensive borrowing.

We give you the confidence to come out from all the fears of rejection. No guarantor loans are available at cheaper rates and flexible repayment plans.

We strongly follow the following facts -

  • Credit rating is not the only factor to prove the affordability.
  • The current income status is the prime and dominating factor. If an unemployed somehow proves the repaying capacity, we are happy to approve the loan request.
  • Future income possibilities are essential. If you are looking forward to a good increment, it plays the role of a game changer. We need proof of that.
  • If your poor credit situation is inconsistent, we will provide you with better relaxation in interest rates.
Bad Credit No Guarantor Loans

Why Choose Us

  • Guaranteed - Instant Approval
  • No application hassle
  • Improve Credit Score
  • No Upfront Fee
  • Poor Credit customers - Accepted

To facilitate lending free from search footprints, we offer no credit check process. In place of credit score perusal, we take your employment stability proof of previous years, current income proof and address.

Our strategies are logical, and as long as you have a repayment capacity, your approval is an expected thing to happen. No fee is required to get funds. The fair lending practice is our identity, and none of our loans has any hidden charge or fee.

We offer very poor credit loans without guarantor

We know how stressful a very bad credit situation can be, especially when it pairs with County Court Judgement (CCJ). Your control of financial life loses, and the future becomes the victim of destruction. Before it gets too late, our concern is to help you calm down by providing very bad credit loans with no guarantor and no broker needed with 100% guaranteed approval. We are a direct lender, and to interact with us, you do not need any mediation.

The other benefit of these loans is you get the chance to improve your credit rating. You get customised deals with no hefty instalments. By making timely repayments, you can bring a boost in your credit rating. Our focus is to ease the stress of very poor credit situation with CCJ that has been showing in your financial records for six years.

Conditions you need to qualify for the loan

Our terms and conditions are not complicated but logical. To borrow money without guarantor and much struggle, you need to meet the following requirements.

Loan tenure and amount

Whatever you show us as your financial efficiency to afford a loan, we tailor these two aspects accordingly. However:

Tenure is three months - 36 months

The loan amount is £1,000 - £10,000

You can always qualify for your desired tenure and amount by showing a good potential on the financial part. We keep a flexible approach to provide you with a loan offer parallel to your requirements.

Application procedure - Opposite to the time-consuming ones

Yes, exactly. We know how urgently you may need money when situations happen unexpectedly. The bitter truth is, absence of financial stability does not stop the occurrence of expenses. You spend nights up waiting for financial support. To provide a faster escape, we have a small journey of the application process that has the money on its other end. Have a look -

Step 1

Apply through one-page application form: Visit our site, fill out the financial and a few personal details and submit the form.

Step 2

Time to get the result: Get the approval decision. We have an instant decision policy.

Step 3

Get money: Once approved, funds are transferred to your bank account. By the way, we have a high approval rate.

‘Simple’ is the only word we have to define our application procedure. Your convenience is our priority, and that reflects in everything we do.

British Lenders strives to deliver financial well-being to the borrowers. With a bigger picture in mind, it aims to cover a wide range of money matters and concerns of people. Come to us with your problems, and we promise that none of your issues will remain unattended.

No Guarantor Loans FAQs:

Q: how to get a loan with bad credit and no guarantor

A: Direct lending is the best choice to get a loan with bad credit and no guarantor. There are many online loan companies, for instance, British Lenders that provide funds despite poor credit without any obligation. Search on the internet, shortlist choices and then make your final choice. It takes less time to do the research and the lesser time to get funds, thanks to the application procedure. You just apply, get approval decision and finally the fund disbursement happens.

Q: How can I borrow money without a guarantor?

A: By showing your repayment capacity, you can borrow money without any guarantor. More income means better chances of approval. Mention your income details in the application form, and after a short procedure, funds will reach your bank account. Your IN-OUT balance is also essential to consider. It is expected that your monthly expenses do not dominate your earnings. After all, you should have ample space in your monthly budget to adjust a new instalment.

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