What is No Credit Check Loan?

Loans are unavoidable as they give assistance to many of your financial problems. However, with loans, many obvious procedures come in which credit score check is one of the most important things to happen on initial stages. This tells about your credit score performance and also if you can qualify for the loan or not.

Unfortunately, not every applicant is able to bear the credit check process; specifically the bad credit scorer and a person with no credit history. Reason? Credit check, leaves a search footprint on the credit records, which may have information regarding any missed payments or matters related to County Court Judgement (CCJ) or Individual Voluntary Agreements (IVA). Such issues may force the lenders deny the application. To prevent this fear of denial and rejection, the no credit check payday loans came into picture. These are like the instant short-term loans for last minute needs.

British Lenders offers Instant loans with no credit check process through affordable and customised deals that are never heavy on your pockets. We give no obligation loan quote and flexible repayment plans.

Benefits of Loans Without Credit Check:

  • Short term financial solution
  • Easy application procedure
  • Online loan transfer
  • Variable loan amounts
  • Varied tenure choice
  • Bad credit people can also apply
  • No hidden charges
Get No Credit Check Loans

Why Choose Us

  • Guaranteed - Instant Approval
  • No application hassle
  • Improve Credit Score
  • No Upfront Fee
  • Poor Credit customers - Accepted

Loans that Come With No Credit Check

Why Would You Want Loans without Credit Checks?

Besides the reason of avoiding search footprint, some other reasons can make you feel the need for these loans.

Lending Doors Open for All

Everything is available for everyone here. Irrespective of credit rating, we are prepared to offer loans on individual circumstances and with no hassle at all. See the below table, choose your category and know on which source you can apply for loans.

Credit Score Status Guarantor Collateral Income Interest Rates Loan Amount Limit (up to)
Good (881 – 960) No No Yes Low £25000
Fair (721 – 880) No No Yes Affordable £15000
Bad (561 – 720) Yes/No No Yes Competitive* £10000
Very Bad (0 – 560) Yes/No No Yes High* £5000-£10000

*Competitive: Generally, interest rates are higher for the people with bad credit score. However, we are ready to provide you with the competitive rates of interest depending upon your income status while providing loans with no credit check.

*High: People with very poor credit score have to avail loans on the higher interest rates but these are decided only after having a discussion with them.

We are the modern age direct lender and very much understand the concerns of the people with bad credit or very bad credit score. Unlike banks or traditional lenders, we are much flexible in assigning amount to these individuals. As long as they convince us with their repayment capacity, we do not mind to offer them said amount.

Eligibility Criteria for No Credit Check Loan

With every loan, some conditions apply and to get the pleasant message of approval, you need to qualify on those conditions.

For this loan, YOU:

  • Should be at least 18 years old
  • Should be a resident of the UK
  • Should have a valid UK bank account

Nothing different, just as other loans demand, these loans ask for these basic things.

Check your eligibility

How to apply for Loan without Credit Check

The process of application is not complicated and completes in only three simple steps. Want to know?

  • STEP 1 - Confirm the amount and apply online
  • STEP 2 - Get approval decision within a few minutes only
  • STEP 3 - Receive funds in your bank account registered with us
application process

Can I Get A Loan With Bad Credit and No Guarantor?

Yes, you can get funds without guarantor despite bad credit but with certain conditions apply. If you can fulfil those conditions, the pleasant message of approval can come easily.

In fact, better relaxation in rates is possible if.....

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